Nidhi/Co-Operative Society Management
Reliable RD-FD Software for Your Successful Finance Business
Why NidhiExpert is India’s Best Nidhi Software
Customer & Collection Mobile App
Customer Mobile app with all Banking Solutions i.e., Fund Transfer, Scan & Pay and Recharge & Bill Payment Facilities.
Legal Compliance Solution
Legal Compliances have always been the most important aspect for every Business. All necessary reports for Compliance Filing i.e., NDH-3, NDH-1, Balance Sheet, and P&L are available on a single click.
Banking Solutions
NidhiExpert is integrated with Trusted Payment Aggregators/Payment Gateways which enables you to provide NEFT/IMPS Facility to your customers. Customers can also accept payments through UPI ID/QRCode.
Cloud Ready
Get set ready Go! Start onboarding new customers in 12hrs.
Your Data is Secure
Secure loan & deposit management Software to keep your data Safe.
Store Documents & Cases
Store as many Documents and case details as you want.
No Need of Pre-printed Stationary
Membership Form, Loan and Deposit Application Form, FD/RD Bond, Loan and Deposit Account Statements.
Accounting, Tax, P&L and Auditing Friendly
Manage & Customize all your Accounting operations on the same Software.
Collection of Loan and Recurring Deposit EMIs
Using E-Mandate Facility, you can easily collect recurring EMIs for RD and Loan Accounts. Also, a payment link can be provided on your website for payment of EMIs by Customers.
Important Features of NidhiExpert
Create and Manage Multiple Branches with Ease
- Opening of Branch wise Deposit & Loan Accounts.
- Branch Wise Report of Loan and Deposit Accounts.
- Date Wise Collection Report of Branches.
- Date Wise Disbursement Report of Branches.
Multiple User Software with Single Point Admin Control
- Create Unlimited Users.
- Manage User Rights.
- Activation/Deactivation of User Account.
- Set Timings for Users to Access the Software.
Manage Multiple Loan Types
- Gold/Jewellery Loan
- Loan Against Deposit
- Property/Mortgage Loan
- Gold Loan with No EMI Option
- Gold Loan with Interest Only EMIs.
Manage Multiple Deposit Types
- Saving Account
- Fixed Deposit Account
- RD Account
- MIS Account
Print System Generated Forms, Receipts and Agreements (Fully Customizable as per your requirements)
- Deposit Account Application Form(Saving,RD,FD & MIS)
- Loan Account Application Form (For All Loan Types)
- Membership Application Form
- Cash/Bank Receipts
- Share Certificates and Share Transfer Form
- Loan Agreement
- Saving A/c Passbook
Statutory Compliance as per Companies Act & Nidhi Rules, 2014
- Auto Generated Share Folio Number
- List of Shareholders
- Details of Share Transfer
- Form NDH-3 & NDH-1
- Calculate Amount of Unencumbered Deposit
- Statutory Compliance Calendar
Customer Login and Fund Transfer
- Customer can login and check their statements & dues
- Intra-Nidhi Fund Transfer
- Customers can transfer Funds to Other Bank Accounts
- Customers can receive funds from any Bank using Virtual A/c and IFS Code.
- Funds can also be transferred Using Scan & Pay Facility available in Customer Mobile App
- Funds can also be collected using UPI ID & QR Code.
- OTP based authentication for Transfer of Funds
SMS to Account Holders
- Auto SMS on Account Opening, Deposit and Withdrawal of Amount with updated balance
- Fully Customize the message content
- Manage member wise message sending format.
- Birthday and Festival SMS to Account holders.
- EMI Reminder SMS.
- Funds can also be collected using UPI ID & QR Code.
- Payment links through SMS for collection of EMIS.
Complete Accounting Solution with Automatic accounting of Loan and Deposit A/c Transactions
- Ledger Groups
- Create Ledgers
- Manage member wise message sending format.
- Post Voucher entry
- Generate Invoices
- Print Vouchers
- View ledgers in detailed/consolidated mode
- Easily reconcile ledgers by downloading ledgers in Excelformat.
- Auto generated Profit & Loss A/c, Balance Sheet and Trial Balance.
Manage Multiple Branches with Ease
- Transfer of Accounts from one branch to another.
- Other Branch operations to certain extent.
- User level permission to excess create data of any branch.
- Consolidated and Standalone reports of Branches for Admin.
Holiday Calendar/IP Binding
- Users/Employees will not be able to login on holidays for security.
- Set timings for login of Users/Employees.
- Bind Office IP which will help preventing users/employees to login from another place.
User Log Report
- Activities of any user/employee can easily be tracked.
- It will increase accountability and transparency.
- Any data manipulation can be easily tracked.
Software Modules that make Us Proud
Website Design
Domain and Hosting
RD, FD Plans
Financial Accounting
Share Management
Saving Account
Payroll Management
Loan Management
Email Integration
IFSC Code Integration
Android Mobile App
Net Banking
Overview
Complete Nidhi Software Solution
After extensive research in the Nidhi and Mutual Fund sectors, and with valuable guidance from experienced professionals actively running such institutions, our company has developed a comprehensive Nidhi Company Software. This solution is based on practical insights and real-world challenges faced by these organizations.
Our Nidhi Software offers full data security and is designed to streamline operations—allowing you to focus on marketing and customer relationship management. It reduces the time spent on routine administrative tasks, improves efficiency, lowers operational costs, and boosts profitability.
Fully customizable and easily integrated with real-time mobile notifications, SMS, and email systems, this software is also known as RD/FD Software or Agro Producer Company Software. Its simple and intuitive interface makes it easy to use, even for those with basic computer knowledge.
Our development methodology is continuously updated to align with the latest technological advancements and changing client needs. Whether you're starting a new Nidhi company or modernizing an existing one, our software is tailored to help automate your business processes, increase responsiveness, and save both time and money.
Features
Nidhi/ Society/Agro Producer Management Software
Master
- Area Entry.
- Branch Master (N Numbers of Branch Creation Facility)
- Fee Master
- Rank Master
- Plan Master
- Commission Master
- Department Master
- Designation Master
Member Management
- Members Registration
- Members Edit Registration
- Member Complete Summary Report
- Members Photo, Signature, Id Proof, Address Proof Upload
- Members Report
Agent Management
- Agent Registration
- Agent Down line
- Commission Information scheme wise
- Agent Promotion Date wise
- Direct Policy
- Agent Promotion History
- Down Line Policy
- Down line Installment
Scheme Management
- FD,RD,DD,MIP,BOND Creation
- Normal Roi, Special Roi Provision
- Scheme Wise Irregular management.
- Activation & Deactivation of Schemes
- Scheme Wise Prematurity management.
- Scheme List Report Plan Wise
- RD Multiple Mode facility (Like Monthly, Quarterly, Half yearly, Yearly)
- Discount Facility on Quarterly, Half yearly, Yearly submission of installment
- Credit business Provision (Mostly Used in Agent Promotion)
- ROI compounding facility (Like Monthly, Quarterly, Half yearly, Yearly)
- Penalty Provision
- Grace Period Setting
- Amount Multiple off.
- Minimum Amount Condition.
- Edit Option for Scheme
- Loan against Deposit.
Transactions
- Policy (RD/FD/MIS) Deposit
- Bond Policy
- IR-Regularity Management
- Approve Policy
- Approve Installment Receipt
- Installment Receipt
- Pre Maturity Management
- New RDP Policy (With Mode Selection Facility Monthly/ Quarterly/Half yearly/ Yearly)
User Manager
- Branch Master (N Numbers of Branch Creation Facility)
- Backup data
- Manage Back Date & Future Date Entries
- Manage Agent & Members Ship Fees
- State City Master
- Branch Staff (N Numbers of Staff Creation Facility With Page Rights)
Closing
- Generate Commission Closing
- Reverse closing
- Closing Statement
- Incentive Voucher
- Publish Closing
- Payment Voucher
- Club Closing
- Promotion Closing
- Reward Closing
- Club Voucher
Payments
- Policy Maturity Payment Branch Wise
- Agent Commission Payout
- Issue Cheque (Cash,Cheque,Transfer to Saving A/c)
- Paid Payment report
- Agent Wise Commission
- Month Wise Commission
- Policy Wise Commission
- Wallet Dashboard
- Paid MIP Payment Report
- MIP Policy Payment(Cash,Cheque,Transfer to Saving A/c)
Loan
- Customer Registration
- Customer Apprasial
- Reverse Apprasial
- Loan Disbursement
- Disbursement Detail
- Loan Recovery Repayment
- Payment Report
- Due EMI Report
- EMI RECIEPT
- Disbursement Print
- Due Loan Installment
- Loan Issue Cheque
- Loan Penalty Report
- Loan Installment
- Loan Installment Approval
- Loan Closing
- Loan Statement
Reports Module
- RD Installment Report
- Policy Details
- Associate Downline Business
- Associate Due Report
- Branch Due Report
- SummaryReport(New)(Zonal Area region)
- Associate Group
- Plan Registration Report
- Top Business Report
- Due Installment Report
- Advisor Self Due
- Saving Account Detail
- Saving Account Ledger
- Advisor Team Due
- Saving Passbook
- Branch Fund Transfer
- Associate Business
- Branch Business Report
- Daily Collection Report
- Fund Transfer Detail
- BranchWise Business
- User Tracking Report
- Branchwise Maturity Detail
- Member Maturity Detail
- Complete Policy Information
Saving Account Management
- Saving Account Master
- New Saving Account
- Saving Account Report
- Saving Account Summary
- Transaction Saving Account
- Cheque Management
- Saving Account Statement
- Balance Information
- Saving Account Edit ( only in Joint Account)
- Issue Cheque Book
- Cheque Book Report
- Account Statement
- Saving Account Penalty
- Saving Account Interest
- Deactivate Saving Account's
- Saving A/c Penalty Report
- Saving A/c Interest Report
Benefit
Benefits Of Our Nidhi/Co-Operative Society Software.
- Software Domain Specialization & Expertise outlook
- Expertise in Solution building as per client requirement
- Full-fledged software with all required modules
- Tested with top Gaint working environment
- Fast up-gradations and changes possible
- No regular maintenance required
- MIS Reporting and easy documentation
- Low manpower required to handle the software
- Backup facility
- Unlimited Agents, Customers, Branches, States, Employees
- Multi-user and multi-tasking
- Extremely flexible features as per needs
- User-friendly interface for non-tech users
- Customizable panels - colors, logo, layout
- Fully secured with OTP, Captcha, and encryption
- Attractive and well-structured layout
